With iOS 18.1, Apple will allow iOS app developers to offer in-app NFC transactions.
Apple announced today that starting with iOS 18.1, developers will be able to offer secure contactless transactions from within their iOS apps using the Secure Element (SE) which helps keep your transaction information safe and away from the prying eyes of criminals. Apple defines the Secure Element as “an industry-standard, certified chip designed to store sensitive information securely on device.
Instead of having third-party developers run their contactless transactions through Apple Pay or the Apple Wallet, new NFC and SE APIs for developers will allow the latter to offer consumers contactless transactions for in-store payments, car keys, home keys, hotel keys, closed-loop transit, corporate badges, student IDs, merchant loyalty and rewards cards, and event tickets.
