Quicken Business & Personal combines first-class personal finance tools with basic invoicing and project management features for clients and projects.
Quicken Business & Personal, launched in early 2025, joins the power-user-friendly Quicken Classic and the web-first Quicken Simplifi to complete the company’s lineup of personal finance software. However, whereas the latter two products focus on helping individuals manage their finances, Business & Personal adds features for small businesses. Built on top of the exceptional Simplifi framework, it supports clients and projects, as well as invoices and business-oriented reports. It lacks many of the tools that pricier, top-performing accounting apps offer, but it could still be a good option if you want to manage both your and your company’s financial matters in one place. That said, FreshBooks, QuickBooks Online, and Wave are our Editors‘ Choice winners, respectively, for service-based businesses, companies that sell products and services, and sole proprietors who don’t need payroll.Pricing: More Affordable Than Many
Quicken Business & Personal costs $7.99 per month (billed annually) and supports up to 10 businesses. Zoho Books offers a free version and a $20-per-month Standard edition, but every other service I reviewed costs much more. The far more advanced QuickBooks Online starts at $38 per month, while Xero Established begins at $20 per month. If you currently use Quicken Simplifi ($5.99 per month, billed annually) and want to upgrade to Quicken Business & Personal, the company will charge you the difference between the two.Setting Up Your Business: Simple and Fast
If you already subscribe to Quicken Simplifi, you’ve likely connected your bank accounts and imported transactions (you can categorize any new accounts as either business or personal). Either way, you go through a setup process that’s similar to that of other accounting apps to create your business in Business & Personal. The site asks questions about your accounting method and business structure, for example, recommending the relevant income tax form.
The Settings menu guides you through general setup tasks, including selecting the notifications you want to view, establishing categorization rules, and reviewing recurring transactions. You can invite a partner or financial advisor to set up a unique login that allows them to view and modify any content within the app.Interface and Ease of Use: Mostly Good
Managing your finances probably isn’t your favorite activity, but Quicken Business & Personal makes it as enjoyable as possible, thanks to a generous use of color and graphics. Most of the site is also intuitive to navigate. You can see most of what you need to know from the main dashboard. It displays your accounts and their balances on the left, while various card-like elements occupy the rest of the page. The latter are abbreviated versions of the site’s internal pages. For example, you can view snippets of your bills, credit score, income, top spending categories, investment holdings, and Spending Plan (Simplifi’s budgeting tool). Clicking on any of them opens more comprehensive pages.
Quicken Business & Personal is basically Simplifi with extra entries in the toolbar (including Clients & Projects and Invoices). Quicken could have done a better job of organizing the business sections to minimize confusion; these pages don’t offer the same exceptional user experience as those on the personal finance side. Patriot Software offers a user-friendly and intuitive interface for its business tools.Personal Finance Tools: Among the Best
Quicken Business & Personal’s core tools support every major element of personal finance, although some have been modified to accommodate this product’s business focus. They include (in order of importance):
Transaction Management: This is one of Quicken Business & Personal’s strengths.
