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The best ways to use Chase Ultimate Rewards points

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The Chase Ultimate Rewards program offers lucrative redemption bonuses for its Sapphire cards, as well as point-transfer opportunities, a variety of redemption options, and unique experiences for Chase cardholders.
Chase is known for its Ultimate Rewards program, which lets cardholders earn points for every dollar spent. While the most common use of these points is to book travel through Chase Ultimate Rewards directly, it’s also possible to redeem points for cashback, gift cards, or even entertainment experiences. What’s the best way to use your Chase Ultimate Rewards points in 2022? Where can you get the most value? What are the conversion rates for different redemption? And how can you rack up points as quickly as possible? Here’s everything you need to know about making the most of your Ultimate Rewards points this year. When the time comes to redeem your rewards points, there are a few options including: Also: The most exclusive credit cards Chase offers two popular travel cards to help you earn more points: And while it may seem strange that the company’s premium travel card offers a smaller introductory offer, there’s a bigger benefit with the card. Any points redeemed by Chase Sapphire Reserve cardholders are worth 50% more when redeemed through Chase Ultimate Rewards, meaning 50,000 bonus points when you spend at least $4,000 in the first three months is actually worth $750. Chase Sapphire Preferred Card cardholders enjoy a 25% bonus with all travel points redemptions through Chase.

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