In the « second home rider » for her mortgage, which was obtained by The Post, James attested that the property would be a second home occupied primarily by her. In reality, it was occupied by her serial criminal grand-niece.
A one-page mortgage document signed by New York state Attorney General Letitia James is at the center of the federal criminal charges for which she now faces 60 years in federal prison.
In the “second home rider” for her mortgage, which was obtained by The Post, James attested that the property would be a second home occupied primarily by her.
It allowed her to secure a better mortgage rate from Old Virginia Mortgage/Annie Mac — netting her nearly $19,000 in mortgage savings, according to federal prosecutors.
In reality, James’ serial criminal grand-niece, Nakia Thompson, moved in soon after she closed on the house, according to the New York Times.
Much of the strength of the case — which alleges James committed federal bank fraud and made misstatements to a financial institution — could rest on whether Thompson was paying rent.
But the relative of New York’s top prosecutor told a grand jury in June that she was living rent-free in the three-bedroom, one-bath house, The Times reported.
James’ signature appears at the bottom of the mortgage rider, dated Aug. 17, 2020, which explicitly lays out what the home can and cannot be used for.
Among the covenants on the rider were a requirement that James would “occupy and use” the property as a second home, and maintain “exclusive control” over its occupancy.
