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Say goodbye to your debit card: here's how to use your phone to pay at the store

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It’s super easy to use your phone to pay for goods at the store using Samsung Pay, Apple Pay and Android Pay, here’s how to get set up.
Every morning I wake up, drive to Dunkin’ Donuts and tap my phone to buy a large iced coffee.
There’s something fun about that experience. I don’t have to reach for my wallet and search for cash or pull out a debit card. I just lean over the debit card reader at the coffee shop, tap my phone, and go on with my life.
You need a phone that supports this functionality to partake in the fun, but most devices sold over the past couple of years work in that fashion. Three primary options are available: Android Pay for most Android smartphones, Samsung Pay for Samsung smartphones and Apple Pay for iPhones.
Here’s how to get started with each one.
Android Pay hasn’t grabbed headlines like it did when it first launched, but it’s still a very viable option on most Android smartphones. It’s your best bet if you have an Android phone but it isn’t a Samsung device with Samsung Pay.
Samsung Pay is my favorite of mobile payment options because it’s able to work with more checkout terminals. In fact, it even works on older machines that only have magnetic stripe readers, thanks to technology from Samsung’s acquisition of a company named LoopPay.
Here’s how to set it up.
You might already have Apple Pay set up without knowing it. Apple’s iPhone asks if you want to get started while you’re initiating your phone for the first time, and Apple Pay can be used in the App Store or for mobile payments.
If you’re not sure, open up the Apple Wallet application, which is pre-installed on your phone.
That’s it! Welcome to the future.

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