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Acclaimed Triangle restaurant owners sue insurer over shutdown coverage

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Two acclaimed Triangle restaurant owners have filed a lawsuit against their insurance company for not honoring their business interruption policies when they had to close as a result of the COVID-19 pandemic.
Raleigh, N. C. — Two acclaimed Triangle restaurant owners have filed a lawsuit against their insurance company for not honoring their business interruption policies when they had to close as a result of the COVID-19 pandemic.
The suit was filed Monday afternoon on behalf of Matt Kelly, who owns Mateo Bar de Tapas, Mothers & Sons Trattoria, Saint James Seafood and Lucky’s Delicatessen, and Giorgios Bakatsias, owner of Vin Rouge, Parizade, Rosewater, Bin 54, City Kitchen, Village Burger and Kipos, Farm Table and Gatehouse Tavern, against the Cincinnati Insurance Company.
In the lawsuit, the owners ask the insurance company to honor its contracts by «requiring payment for lost business income, extra expenses, and other business related losses in light of COVID-19 and the related actions by governmental authorities requiring closure of their covered business premises.»
«It’s quite simple from our end,» Kelly said. «We pay the insurance premium, and, you know, when you pay your insurance premium and this is your expectation and this is how your policy reads, they have to live up to their end of the deal.

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